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Working Capital

Working Capital

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Manage cash and trade flows more efficiently. Whether your goal for improving working capital is to self-fund growth, reduce debt, expand your business reach or enhance your balance sheet – the key to success is gaining more control over cash flows.

HSBC trade and receivables finance solutions help you unlock funds trapped in inventory or receivables to keep the supply chain – and your business – moving forward. Added to this is a full range of commercial banking services designed specifically to help you manage incoming and outgoing cash more efficiently across your entire organisation.

Our Working Capital Solutions

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Credit and Lending

Access our long and short-term loans designed to meet your specific funding requirements. Use our lending and credit solutions to finance capital investments and business growth, and obtain working capital to improve cash flow.

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Exports

Gain more control over exports, improve cashflow and manage risks associated with international trade more effectively using HSBC’s trade finance and export finance facilities. Our trade specialists have in-depth knowledge to help you assess market risks.

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Guarantees

Conduct business with confidence, even where you lack established relationships, through the use of bank guarantees and standby letters of credit.

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Imports

Upon approval, access the working capital you need and improve cash flow by bridging the gap between settlement with suppliers and payment from buyers. Our import finance solutions offer flexible options.

Others Solutions

Supply chain finance solutions

Lower costs of financing while improving efficiency by unlocking working capital tied up in the supply chain.

HSBC Supply Chain Finance Platform

A faster and simpler way to access your working capital digitally.

Open account

Use open account solutions to trade directly with organisations that have a good financial status and also recognise yours.

Receivables finance

Improve your cash flows and enhance forecasting. If qualified, access up to 90 per cent of invoice values as soon as they are issued.

Forfaiting

Protect and finance your post shipment trade with forfaiting services that finance while managing risk.

Commodity & Structured Trade Finance Solutions

Optimise cash as your goods move from one country to another. Our tailored commodity and structured trade finance solutions enable you to get paid early for your shipment while protecting against multiple risks.

Insights

Explore our industry insights and banking capabilities in a simpler way.

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Need help?

Get in touch to learn more about our banking solutions and how we can help you drive your business forward.