HSBC trade and receivables finance solutions help you unlock funds trapped in inventory or receivables to keep the supply chain – and your business – moving forward. Added to this is a full range of commercial banking services designed specifically to help you manage incoming and outgoing cash more efficiently across your entire organisation.
Working Capital
Working Capital
You need strategies and solutions to help you navigate an uncharted environment. We can help.
Contact usManage cash and trade flows more efficiently. Whether your goal for improving working capital is to self-fund growth, reduce debt, expand your business reach or enhance your balance sheet – the key to success is gaining more control over cash flows.
Our Working Capital Solutions
Credit and Lending
Access our long and short-term loans designed to meet your specific funding requirements. Use our lending and credit solutions to finance capital investments and business growth, and obtain working capital to improve cash flow.
Exports
Gain more control over exports, improve cashflow and manage risks associated with international trade more effectively using HSBC’s trade finance and export finance facilities. Our trade specialists have in-depth knowledge to help you assess market risks.
Guarantees
Conduct business with confidence, even where you lack established relationships, through the use of bank guarantees and standby letters of credit.
Imports
Upon approval, access the working capital you need and improve cash flow by bridging the gap between settlement with suppliers and payment from buyers. Our import finance solutions offer flexible options.
Other Solutions
Supply chain finance solutions
Lower costs of financing while improving efficiency by unlocking working capital tied up in the supply chain.
HSBC Supply Chain Finance Platform
A faster and simpler way to access your working capital digitally.
Open account
Use open account solutions to trade directly with organisations that have a good financial status and also recognise yours.
Receivables finance
Improve your cash flows and enhance forecasting. If qualified, access up to 90 per cent of invoice values as soon as they are issued.
Forfaiting
Protect and finance your post shipment trade with forfaiting services that finance while managing risk.
Commodity & Structured Trade Finance Solutions
Optimise cash as your goods move from one country to another. Our tailored commodity and structured trade finance solutions enable you to get paid early for your shipment while protecting against multiple risks.
Need help?
Get in touch to learn more about our banking solutions and how we can help you drive your business forward.